How it works

There is no separate app to learn. The calculator is a connector that your AI assistant can call, the way it might call a search tool.

1. Connect once

Add the connector in your assistant's settings. See the connect guide for your assistant.

2. Describe your household

The assistant interviews you: ages, accounts, income, spending, Social Security. It writes the answers into a scenario file and checks the file is valid before any numbers run.

3. Run and compare

The calculator runs a single-path projection and a Monte Carlo analysis. Using your own figures needs a subscription. You can define two or more plans and see them side by side. Results are phrased as comparisons under stated assumptions, with the assumptions listed.

4. Your assistant does the talking

The calculator returns numbers; your assistant explains them. The explanation comes from your assistant, so wording can vary. The numbers come from the calculator.

What it does not do

• It does not name securities or funds, and does not tell you what to buy or sell.
• It does not connect to your bank or brokerage.
• It does not keep your plan. See privacy.